Dienstag, 4. Februar 2014

Payment accounts: comparability of fees, account switching and access to accounts with basic features

The European Parliament adopted amendments to the proposal for a directive of the European Parliament and of the Council on the comparability of fees related to payment accounts, payment account switching and access to payment accounts with basic features.
One of the main amendments: “General information on basic accounts: Parliament requested that Member States:

  • require educational establishments to develop services for the most vulnerable customers providing them with guidance and assistance in the responsible management of their finances;
  • encourage financial education, including at schools;
  • ensure that the competent authorities publish, including on their website, an audit of the performance of each payment service provider in terms of its compliance with the right of access requirement.


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